What is better than owning your house rather than feeling emotionally sad about not able to do the decorations as per our desires because of the landlords, hesitated to spend in the renovations also because the tenant never know when he has to shift. May be after 6 months the renovation money which had been spent will go in vein.

Advantage to the women borrowers:

It is the universal fact that women are more excited than the men to decorate her house and keep it tidy and clean.  The scheme is already in the market wherein the women can take home loan on lower interest rates. As per the proposed scheme the borrower should be sole applicant or can be the co-applicant as well however the priority will surely given to female applicant. She should be the first owner of the fund. The interest rate on above 75 lacks will be 10.10% rather than 10.15 especially to the female borrowers.

Schemes of Private Banks:

The banks are providing the exceptional rates to on the schemes wherein the base rate of the bank on 2 Cr loan will be 10.25%. One of the private financial institutions is offering a waive off of the previous 12 months Installments, if the loan borrower has a good a record of loan repayment on 20 years of the home loan.

Every category is being benefitted:

This is not necessary that one will not be benefitted if they have a small budget, they can still be benefitted with home loans range from 1 lack – 25 Lack. The loan will be given only to those whose income is greater or equals to 8000/- and the starting area of the size should be 325 sq ft. Fixed and floating options are available.

Females these days gets unlimited benefits by the financial banks as well as NBF’s wherein the interest rates are comparatively very lower than what is there in the market. It is just that the customer should be well aware of the variety of schemes available in the market which allows the customer to get the benefits out of it

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